France: 'faux conseiller bancaire' confirms your payment

The caller knows your name, bank and recent payments and reports an attempted fraud. To 'stop' it you must confirm a payment in your banking app — which is exactly how the money leaves. French courts now rule regularly on refunds. Warning signs: Caller knows real account details (from a leak); You are asked to approve something in the app; The caller ID looks like your bank's number. What to do: Approve nothing, hang up, call your bank on its official number and claim a refund. Typical loss: €1,000–€50,000.